Kharcha

Know your money.
Control your future.

The AI-powered personal finance tracker built for Indian families. Log expenses in one sentence, get insights that help you save.

Why Kharcha?

Built different from every other expense tracker.

Zero-friction Input
Say "paid Rahul 500 for lunch" and our AI handles the rest. Under 5 seconds.
AI That Gives Decisions
Not "you spent ₹8k on food." Instead: weekly digests, anomaly alerts, and actionable advice.
Your Data, Your Control
Full data export, account deletion anytime. We never sell your data.

How it works

1

Log it

Type or talk. "Spent 200 on auto." Done.

2

See it

Dashboard shows where every rupee went.

3

Ask it

"Why did I overspend in May?" AI answers.