AI money co-pilot · made for India

Your money,
finally on your side.

Log an expense in a sentence. Track cards, EMIs, and who owes whom. And get guidance that reads your real numbers — not another spreadsheet to babysit.

Your data stays yours Logs in seconds

Just tell Perbudge what you spent… 

understood in a blink

Food

Team chai · just now

−₹240

UPI
Categorised, dated & saved — automatically

0s

to log an expense

0

money types tracked

50/30/20

budgeting, built in

Mon 9am

AI report in your inbox

Three simple moves. That's the whole app.

Log what you spend, see where it goes, and ask what to do next. Everything else quietly handles itself.

01 — Log

Add it before the moment passes.

Tap a number and a category, or just type a sentence. No forms, no friction — the kind of quick you'll actually keep doing.

Amount

₹1,850

Food
Transit
Shop
Bills
Fun
Save transaction
02 — See

Watch the month come into focus.

Balance, income, and spending in clean, readable figures. A donut that shows where money really goes — no dense tables to decode.

Net balance

0

+12% saved
Rent
18,000
Food
7,200
Transport
3,100
Shopping
2,400
03 — Ask

Get an answer before you spend.

Perbudge reads your real income, EMIs, and habits, then tells you plainly what you can afford and where you're slipping.

Where did most of my money go last month?

Rent took the biggest share at ₹18,000, then food at ₹7,200. Food crept up ₹1,600 vs usual — worth a look.

Your whole financial life, in one calm place.

Not just expenses. The card dues, the EMIs, the money a friend owes you, the client invoice that's late — all tracked, all visible.

Cards & accounts
HDFC Millennia•••• 4242
34% used₹68,000 / ₹2,00,000

Utilisation, statement dues, and payment dates — before they surprise you.

EMIs & loans
Car Loan18/36 paid
Phone EMI7/9 paid

Every instalment's progress and monthly outflow, at a glance.

Money owed

Rahul owes you

Dinner split

₹1,200

You owe Priya

Movie tickets

₹500

Friends, family, and unpaid client invoices — settled cleanly, never forgotten.

Budget
Needs
48%
Wants
27%
Savings
25%

The 50/30/20 rule, tracked live.

The co-pilot

Advice built on your actual numbers.

Most apps hand you charts and wish you luck. Perbudge reads your income, obligations, and habits, then tells you the two or three things that genuinely matter this week — and one thing to do about it.

  • Spots overspending before the month runs away from you
  • Answers “can I afford this?” with your real buffer
  • Lands a plain-English digest in your inbox every Monday

Dining is up 42% this week

Watch

You've spent ₹4,850 on food vs a ₹3,400 weekly average.

Do this: Cook in twice this weekend to stay on your ₹14k budget.

Can I afford a ₹15,000 weekend trip this month?

Yes — after rent, EMIs and your usual spend you've got about ₹18,400 of buffer. Keep dining under ₹4k and you'll still hit your savings target.

Start today. Understand everything.

Free to begin, quick to log, and genuinely useful from your very first expense. Your calmer relationship with money starts here.